For anyone planning a Disney vacation, the Disney Vacation Account is the best thing since sliced bread. It makes saving for a Disney vacation essentially painless! If you are planning a trip to a Disney property or cruise in the next 1-3 years start saving now and you’ll be glad you did.
Estimate your dollar amount
First, use their Budget Estimator to figure out how much you want to save and by what date. You will want to take into consideration where you want to stay, whether or not you want a dining plan and extra possible expenses like souvenirs or parking. Keep in mind that you can also use the savings plan to purchase airfare if you plan to get that as part of a Disney package vacation. You can use the Disney Vacation Account even if you plan to work with a Disney consultant or travel agent. If you haven’t figured all the details out yet, but you know you still want to go, that’s fine, just start saving.
Set up automatic contributions into the account and just let it start working for you. I personally only needed to save up about $2,000 and started about 18 months before my trip. My contributions were about $25 a week. You can make changes to your account at any time and can pause or cancel your contributions if needed. You can also make one-time contributions. So when your mom asks what the kids want for Christmas you can just ask for a contribution to their Disney trip! The entire process is super easy to use and to manage.
A Risk-Free Investment
If you set up the account and for some reason decide you no longer want to go to Disney, your contributions are fully refundable, so really it’s a completely risk-free investment. You can also request a partial refund. So if you save up $5000 but then decide to stay off property you can get a refund on the portion you had allotted for lodging.
Disney is not cheap, so start saving as soon as possible for your future trip. I can’t tell you how nice it is to know that when we go in October everything will be paid for and I don’t have to worry about a thing.
Above is a graph that shows my account information for the last few months. I first saved up $1,200 and once I had that saved I went ahead and bought my park tickets. I didn’t need to buy those so soon, I was just excited and really wanted to! That put me back at zero and I started over. So now I am saving up some spending money. You can see green dots where the contributions are made. You can also see a few times where the green dot is missing. There were a few instances where I opted to skip my weekly contribution, like the week of Christmas. When you skip your weekly contributions will then adjust so that you still meet your target savings, by the date you have set. So I skipped a contribution, but then the rest of my contributions may go up a $1 to make up for that. You have complete control.
Don’t delay, start saving today!